Insurance & Financing

Accessing quality dental care shouldn’t be limited by insurance coverage or financial concerns. We’ve built our practice around making exceptional dentistry available to everyone in the Chicago area, regardless of their insurance situation or budget.

At Sonrisa Family Dental, we believe everyone deserves a healthy smile. That’s why we’ve structured our insurance acceptance and financing options to remove barriers to care. Whether you’re covered by private insurance, government programs, or need flexible payment solutions, we have options to make your dental treatment affordable and accessible.

Comprehensive Insurance Coverage

We accept all major dental insurances to serve our diverse community throughout Chicago. Our experienced team works directly with insurance providers to maximize your benefits and minimize your out-of-pocket costs.

Major Insurance Providers We Accept:

• Cigna
• Blue Cross Blue Shield
• Humana
• Delta Dental
• MetLife
• Guardian
• Aetna
• United Healthcare
• United Concordia

Beyond these major carriers, we work with virtually every PPO insurance plan. Our insurance coordinators handle the paperwork and claims processing, so you can focus on your oral health rather than administrative details.

Medicaid and Medicare Coverage

We proudly accept medical card insurance for orthodontics and Medicaid for oral surgery, ensuring that essential specialized dental care remains accessible to all community members. Our acceptance includes:

• Orthodontic Services: We accept medical card insurance for comprehensive orthodontic treatment, including traditional braces and clear aligners
• Oral Surgery: Medicaid coverage accepted for tooth extractions, wisdom teeth removal, and sedation services
• Sleep Dentistry: Coverage available for sedation during oral surgery procedures

Please note that while we accept medical card insurance for orthodontics and Medicaid for oral surgery, there may be limitations for general dental services. Our team will help you understand your specific coverage and available options.

We work with all Medicaid programs including All Kids, County Care, Illinois Health Alliance, Family Health Network, Meridian, IlliniCare, and Molina. Our team stays current with coverage guidelines to help you understand exactly what your plan covers.

Flexible Financing Solutions

Understanding that dental treatment represents an important investment in your health, we offer multiple financing options to fit different financial situations and credit profiles.

Sunbit – Our Primary Financing Partner

We’ve partnered with Sunbit as our primary financing solution because of their patient-friendly approach and high approval rates. Sunbit offers:

• No credit impact from checking rates
• Approval amounts up to $10,000
• Terms ranging from 6 to 60 months
• Options for various credit profiles
• Simple 30-second application process

Care Credit Option

Care Credit remains available for patients who prefer this established healthcare financing option. With promotional financing and extended payment plans, Care Credit helps spread treatment costs over time, making dental care more manageable for your budget.

Highlighting Affordability

Rather than focusing on total treatment costs, we emphasize manageable monthly payments. For example:

• Dental implants from as low as $99 per month
• Clear aligner treatment starting at $89 monthly
• Full smile makeovers with payments under $200 per month

With zero down payment options available for qualified patients, you can begin treatment immediately while spreading costs over time.

Our Membership Savings Program

For patients without dental insurance, our Open Dental Discount Membership provides an affordable alternative. This in-house program offers:

• No deductibles or annual maximums
• No waiting periods for treatment
• Significant discounts on all procedures
• Coverage for your entire family
• Predictable costs with transparent pricing

Membership starts at just $166 per year for two exams, two regular cleanings, x-rays, and includes a discounted fee schedule for all other treatments.

Making Treatment Accessible

At our multiple convenient locations throughout Chicago, we’re committed to removing financial obstacles to dental care. Our team will:

• Verify your insurance benefits before treatment
• Provide detailed treatment estimates
• Explain all financing options available
• Create customized payment plans
• Help you maximize insurance benefits
• Submit insurance claims on your behalf

We never want cost concerns to delay necessary dental treatment. Our financial coordinators work individually with each patient to find a solution that fits their budget while ensuring they receive the care they need.

Start Your Journey to Better Oral Health

Founded by Dr. Jason Korkus, Sonrisa Family Dental has provided Chicago with excellent and affordable dental care for years. We combine comprehensive insurance acceptance, flexible financing, and transparent pricing to ensure dental care remains accessible to everyone in our community.

Don’t let insurance or financing concerns prevent you from achieving the healthy smile you deserve. Our team is ready to help you navigate your coverage, explore financing options, and create a treatment plan that works for your budget. Contact us today to schedule your consultation and learn more about your insurance and financing options.